Hybrid Life Insurance at Life

Hybrid Life Insurance. The policy can work as an estate planning tool. Affordable, flexible term life insurance at your pace.

Advantages of hybrid life insurance policies include: These are unique in that most of these offer a single premium approach. Affordable, flexible term life insurance at your pace.

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These are complex policies, so you might want to work with a financial advisor or a licensed life insurance agents to figure it all out. These are unique in that most of these offer a single premium approach. This move can be accomplished through what’s known as a 1035 exchange, in which a policy owner moves the cash value from a life insurance policy to a hybrid policy. Hybrid life insurance ensures that the nursing expenses do not drain your estate so your spouse or children can still receive an inheritance when you die.