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In Life Insurance Policies Cash Value Increases. The amount at risk for the insurer (that is, the protection element) decreases as the cash value element increases with age; Affordable, flexible term life insurance at your pace.
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The cash surrender value is the amount of money an insurer will pay you if you surrender a permanent life insurance policy that has a cash value. This death benefit is the policy's stated face amount, which is actually made up of the sum of the accumulated cash value, plus the amount of risk (insurance protection). Cash value is the amount of money inside a permanent life insurance policy.
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Cash value is the amount of money inside a permanent life insurance policy. It takes at least 10 years for the whole life insurance policy to build enough cash value. In life insurance policies, cash value increases a. This death benefit is the policy's stated face amount, which is actually made up of the sum of the accumulated cash value, plus the amount of risk (insurance protection).